Tips for Spotting Bad Checks

  • Does the check have a low number or no printed number? If check numbers are lower than 125 or are handwritten, use extra caution.
  • Is the date on the check accurate? A postdated check may be a defense under Texas law.
  • Does the name of the payee appear to be changed or altered?
  • Always insist on identification. Write information on the front of the check. Bank stamps may cover up valuable information written on the back of the checks. Write the initials of the check-receiver on the front of the check.
  • Does the picture on the identification match the person presenting the check?
  • For business checks, can you read the signature of the person presenting the check? If not, print their name on the front of the check.

How to spot bad checksMore Hot Check Information

Hot Check overview and forms